Retirement Planning
PorchLight Life & Legacy
At PorchLight Life & Legacy, we specialize in helping individuals, families, and business owners protect their futures through Life Insurance, Annuities, and Long-Term Care solutions. Our mission is to provide peace of mind and financial security by tailoring strategies that safeguard what matters most—your loved ones, your income, and your legacy. Whether you’re preparing for the unexpected, planning for retirement, or ensuring long-term stability, we’re here to guide you with clarity, compassion, and expertise.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we align your goals around protection, accumulation, wealth transfer, income, and a tax-free retirement with solutions available to you and your family.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
Request Your
Receive Our
Question or Comment
Here For You
Meet The Advisor
Jacob Couch
Owner / Principle Broker
Jake is the founder and principle broker of PorchLight Life & Legacy specializing in Life Insurance, Annuities, and Long-Term Care planning. He is passionate about helping families and business owners protect what matters most by creating customized strategies that provide security today and lasting legacies for the future.
With a focus on integrity, clarity, and compassion, Jake guides clients through important financial decisions with ease and confidence. His mission is simple: to offer peace of mind through solutions that safeguard loved ones, income, and long-term stability.
Get a Life Insurance Quote
Life insurance made easy. Get affordable coverage with our simple online quoting tool and application—quick, hassle-free, and on your terms. Apply on your own or connect with our expert team, who’s here to guide you every step of the way.
Step One
Simply complete the fields and run a quote.
Step Two
Choose the coverage you want and start the application.
Step Three
Follow the onscreen instructions and complete the application.
RR
Retirement Resources
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Educational Events
Events in October 2025
- There are no events scheduled during these dates.
Client Events
Events in October 2025
- There are no events scheduled during these dates.
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
